Health Insurance Portability and Accountability Act (HIPPA) Practice Exam

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Which federal law protects genetic information as Personal Health Information (PHI)?

Omnibus Rule of 2013
Genetic Information Nondiscrimination Act
Health Insurance Portability and Accountability Act
Title VII of the Civil Rights Act

The correct answer is: Omnibus Rule of 2013

The correct answer is the Genetic Information Nondiscrimination Act (GINA). This federal law was enacted to protect individuals from discrimination based on their genetic information. GINA specifically prohibits health insurers from denying coverage or charging higher premiums based on genetic information or family history, and it also prevents employers from using genetic information in hiring, promotion, or termination decisions. While the Omnibus Rule of 2013 is significant in relation to HIPAA and enhances privacy protections, particularly regarding the handling of PHI by business associates, it does not specifically address genetic information as a category of PHI. The Health Insurance Portability and Accountability Act (HIPAA) is crucial for the protection of PHI in general, but GINA specifically tackles the discrimination related to genetic information, making it the primary law addressing that aspect. Title VII of the Civil Rights Act pertains to discrimination in employment based on race, color, religion, sex, or national origin, but does not include specific protections regarding genetic information.